International Research journal of Management Science and Technology

  ISSN 2250 - 1959 (online) ISSN 2348 - 9367 (Print) New DOI : 10.32804/IRJMST

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AN AWARENESS OF PRADHAN MANTRI JAN DHAN YOJANA (PMJDY): A STUDY WITH REFERENCE TO SHIVAMOGGA TALUK-KARNATAKA STATE

    2 Author(s):  MR. GURURAJA S,DR. H.H. RAMESHA

Vol -  10, Issue- 11 ,         Page(s) : 101 - 109  (2019 ) DOI : https://doi.org/10.32804/IRJMST

Abstract

PMJDY is a vital project of central government in order to reach the dream of 100 % financial inclusion in India, through that it is aiming to reach the poorest of poor. PMJDY crossed the Rs 1 lakh crore mark., the total balance in over 36.06 crore Pradhan Mantri Jan Dhan Yojana (PMJDY). More than 28.44 crore account holders have been issued the Rupay debit cards. The number of zero balance accounts under PMJDY declined from 5.10 crore (16.22 per cent of the total accounts) in March 2018 to 5.07 crore (14.37 per cent of the total accounts) in March 2019.( Ministry of Finance) .In spite of all this achievement the awareness level of Jan Dhan Yojana is not up to the mark, the major chunk is excluded from inclusion, Shivamogga Taluk is not exceptional for this. The main purpose of this research paper is to know about the awareness of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) on poor people of Shivamogga taluk. The paper provides insights about the awareness of PMJDY, so that in future this type of schemes can implement smoothly.

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