International Research journal of Management Science and Technology

  ISSN 2250 - 1959 (online) ISSN 2348 - 9367 (Print) New DOI : 10.32804/IRJMST

Impact Factor* - 6.2311


**Need Help in Content editing, Data Analysis.

Research Gateway

Adv For Editing Content

   No of Download : 249    Submit Your Rating     Cite This   Download        Certificate

FACTORS EFFECTING ADOPTION OF E-WALLET: AN APPLICATION OF TAM

    2 Author(s):  RITESH KUMAR SINGHAL, DR TR PANDEY

Vol -  10, Issue- 6 ,         Page(s) : 11 - 19  (2019 ) DOI : https://doi.org/10.32804/IRJMST

Abstract

The development in the field of computer and utility oriented innovations based on internet has changed the means and methods of communication and transactions. This paper is an attempt to examine the determinants of digital wallet adoption by using the details of technology acceptance model. Descriptive and multivariate statistical methods have been used for the analysis of data collected from a sample of 410 people by using structured close ended questionnaire. This study covered only six locations including Delhi, Noida, Ghaziabad, Greater Noida, Gurugram and Faridabad hence this limit the capacity of this research to make any strong generalization of the findings however this study offers important insights about the factors that are important for adoption of digital wallet. The analysis resulted into the extraction of factors that provide practical reasoning about what is important for the adoption of digital wallet. This paper also attempt to construct helpful and important insights on the basis of literature review and statistical calculations.

  • Au, A, Y., Kauffman, & J, R. (2008). The economics of mobile payments: Understanding stakeholder issues for an emerging financial technology application. Electronic Commerce Research and Applications , 141-164.
  • Chopra, A. (2017, March). Retrieved Dec 2017, from http://www.livemint.com: http://www.livemint.com/Industry/QWzIOYEsfQJknXhC3HiuVI/Number-of-Internet-users-in-India-could-cross-450-million-by.html
  • Cronbach, L. (1970). Essentials of psychological testing. New York: Harper and Row.
  • George, A., & Kumar, G. (2014). Influence of perceived ease of use and perceivedusefulness of service quality in internet banking: A structural equation modelling approach. Rajagiri Management Journal , 2-16.
  • Hemshwetha. (2016). Adoption of digital wallet by consumers. BVIMSR’s journal of management research , 69-75.
  • livemint.com. (2018, July 6). Mobile wallet transactions hit record. Retrieved September 20, 2018, from www.livemint.com: https://www.livemint.com/Industry/T21bhXCN6dTi3MQPkyGNWO/Mobile-wallet-transactions-hit-record-14170-crore-in-May.html
  • Madan, K., & Yadav, R. (2016). Behavioural intention to adopt mobile wallet : adeveloping country perspective. Journal of Indian Business Research , 227–244.
  • Nunnally. (1978). Psuchometric Testing. Newyork: McGraw Hill.
  • Oliveira, T. T. (2016). Mobile payment:Understanding the determinants of customer adoption and intention to recommend the technology. Computers in Human Behavior , 404-414.
  • Poonam, P., & Shalu, R. (2016). Mobile wallet: An upcoming mode of business transactions. International journal in management and social science , 356-363.
  • Rakhi, T. M. (2014). Adoption readiness , personal innovativeness , perceived risk and usage intention across customer groups for mobile payment services in India. Internet Research , 369-392.
  • Shin. (2009). Towards an understanding of the consumer acceptance of mobile wallet. . Computers in Human Behavior , 1343-1354.
  • T.N.Shukla. (2016). Mobile Wallet: Present and the Future. International Journal in Multidisciplinary and Academic Research , 1-22.

*Contents are provided by Authors of articles. Please contact us if you having any query.






Bank Details