Financial development of society act as an important pillar of nation to achieve overall economic growth and development. It is possible when each and every citizen of country accessing banking and financial services. In India since independence government is taking initiative to promote financial inclusion but still people do not have habit of saving & valid source of credit, availing banking services & facility also very low which are directly and indirectly hampering growth of economy. To overcome such problems and loopholes of previous initiatives government of India launched Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014.The major motive of scheme is to cover all households in the country with banking facilities along with inbuilt insurance coverage. In order to assess the impact of PMJDY after completion of three years of journey the study has been conducted and tried to find out the success rate of inclusion process in rural areas of Jhajjar District in Haryana state. The study is based on descriptive research design and data has been collected from the rural area of Jhajjar district by using interview schedule. The study found that majority of the people are well known about PMJDY and an individual has opened more than one account in various banks. Banks played important role in creating awareness among people about PMJDY. The major lacuna depicted that accidental insurance and other benefits except bank account are not well known to people. The study concluded that PMJDY improving financial inclusion in the area but still proper monitoring required from government and banks in the area.