FACTORS AFFECTING OF PERSONAL LOAN SCHEMES TOWARDS STATE BANK OF INDIA AND HDFC BANK
1
Author(s):
DR. KAMLESH INDORIYA
Vol - 9, Issue- 1 ,
Page(s) : 153 - 165
(2018 )
DOI : https://doi.org/10.32804/IRJMST
Abstract
Commonly a bank is a financial institution which deals with deposits and advances and other related services. It receives money from those who want to save in the form of deposits and it lends money to those who need it. This research paper is helpful for banks and other financial institutes who are provide loan facility to needy someone else. By this research paper they underline some important factors which are helpful for make new customer. Paper is prepare by using purposive sample collected through survey as well as interview methods direct to respondents.
- Agarwal, R., & Prasad, J. (1998). A Conceptual and Operational Definition of Personal Innovativeness in the Domain of Information Technology. Information Systems Research Vol. 9, 204-215.
- Agboola, A. A. (2001). Impact of Electronic Banking on Customer Services in Lagos, Nigeria. in Ife Journal of Economics and Finance. Department of Economics, O.A.U, Ile-Ife, Nigeria, vol. 5, No. 1 & 2, 10-50.
- Ajayi, C. A. (1992). An Analysis of Default Factors in Residential Mortgages of the Federal Mortgage Bank of Nigeria. African Review of Money, Finance and Banking, No. 2, 120-134.
- Bester, H. (1994). The Role of Collateral in a Model of Debt Renegotiation. Journal of Money, Credit and Banking, Vol.26, 72-86.
- Bhatia, K., Chouhan, N., & Joshi, N. (2015). Comparative Study of Performance of Public and Private Sector Bank. International Journal Of Core Engineering & Management (IJCEM) Volume 2, Issue 1, 306-317.
- Chan, K., Jegadeesh, N., & Sougiannis, T. (2004). The Accrual Effect on Future Earnings. Review of Quantitative Finance & Accounting Vol. 22, 97-121.
- Chan, R. Y. (1997). Demographic and attitudinal differences between active and inactive credit card holders – The Case of Hong-Kong. International Journal of Bank Marketing Vol.15, No.4, 117 – 120.
- Daniel, E. (1999). Provision of electronic banking in the UK and the Republic of Ireland. International Journal of Bank Marketing. Vol. 17, No.2, 72-82.
- Eshun, F. A. (2000). Title The role Telecommunication on banking services in Ghana. Degree Programme in Information Technology VAASAN AMMATTIKORKEAKOULU UNIVERSITY OF APPLIED SCIENCES, 1-70.
- Flavian, E., Torres, M., & Guinalíu. (2004). Corporate Image measurement A further problem for the tangibilization of Internet banking services. International Journal of Bank Marketing Vol. 22, No. 5, 366-384.
- Jayawardhena, C., & Foley, P. (2000). Changes in the banking sector - the case of Internet banking in the UK. Internet Research: Electronic Networking Applications and Policy. Vol. 10, No.1, 19-30.
- Manove, M., & Padilla, A. J. (1999). Banking (conservatively) with optimists. Rand Journal of Economics, Vol.30, No.2, 324-350.
- O'Leary, T. J., Williams, B. K., & O'Leary, L. (1989). McGraw Hill Microcomputing. New York: Annual Edition McGraw-Hill.
- Peter, M. A., & Rajan, R. G. (1994). The Benefits of Lending Relationship: Evidence from Small Business Data. Journal of Finance, Vol.49, No.1, 3-37.
- Petersen, M. A., & Rajan, R. G. (1995). The Effect of Credit Market Competition on Lending Relationship. Quarterly Journal of Economics, Vol.110, No.2, 407-443.
- Ramayah, T., Muhamad, J., Mohammad, N., & Mohamad, N. (2002). Receptiveness of Internet Banking Malaysian Consumers. UniversitiSains Malaysia, 21-30.
- Rotchanakitumnuai, S., & Speece, M. (2003). Barriers to internet banking adoption: a qualitative study among corporate customers in Thailand. International Journal of Bank Market Vol.21, No.6, 312-323.
- Sathye, M. (1999). Adoption of internet banking by Australian consumers: an empirical investigation. International Journal of Bank Marketing, Vol.17, No.7, 324-334.
- Schaechter, A. (2002). Issues in Electronic Banking, An Overview. IMF Policy Discussion Paper, No. 02/6 , 1-19.
- Thomas, G., Kellermann, T., & McNevin, V. (2010). Electronic Security: Risk Mitigation In Financial Transactions. Public Policy Issues, The World Bank, 1-90.
- Tornatzky, L. G., & Klein, R. J. (1982). Innovation characteristics and innovation adoptionimplementation: A meta-analysis of findings. IEEE Transactions on Engineering Management, EM-29, 28–45.
- Wan Omar, M., Ali, M. N., Hussin, Z., & Rahim, H. A. (2009). Decision Orientations towards Shopping and Buying among Young – Adult Malays in the Universities. International Journal of Business and Management Vol.4, No.7, 26–30.
|