International Research journal of Management Science and Technology

  ISSN 2250 - 1959 (online) ISSN 2348 - 9367 (Print) New DOI : 10.32804/IRJMST

Impact Factor* - 6.2311


**Need Help in Content editing, Data Analysis.

Research Gateway

Adv For Editing Content

   No of Download : 294    Submit Your Rating     Cite This   Download        Certificate

TRANSITION TO CASHLESS ECONOMY IN NORTH EAST INDIA: A STUDY ON KAMRUP (RURAL) DISTRICT OF ASSAM

    1 Author(s):  AMIT SAHA

Vol -  7, Issue- 11 ,         Page(s) : 79 - 87  (2016 ) DOI : https://doi.org/10.32804/IRJMST

Abstract

A revolutionary change has taken place in our financial set up with the digitalisation of the payment system. With time, this has been moulded again and again in an unending process to come up with newer modes of electronic transactions and payments. However the result of the effort put into by the system for this purpose is far from satisfactory with the probable reason being widespread alienation from this entire modernised set up. This paper would dwell into the various modes of electronic transactions and payments. Further, the study would stress on the consumer attitude towards such electronic transactions and payments and would try to bring out any difficulties faced by a person with ordinary knowledge while performing electronic transactions in the North Eastern region of India. This initiative will only see success when such hindrances would be overcome with wider public participation in this digitalisation movement at every corner of the country.

  1. Annamalai, S. and Iiakkuvan R. Muthu. (2008). Retail Transaction: Future Bright for Plastic Money, Facts for You, May, pp. 22-28.
  2. Bhasker, Bharat (2013). Electronic Commerce, Framework, Technologies and Applications. McGraw Hill Education (India) Private Limited., p.9.2-9.16.
  3. Chhabra, T.N., Suri, R.K., Verma, Sanjiv (2006). E-Commerce. Dhanpat Rai & Co. (P) Ltd. p.306-328
  4. Hawke, J. D. (2001) Internet Banking: Challenges for Banks and Regulators, Institute of Chartered Financial Analysts of India (ICFAI) University Press Publications 
  5. Hossein  Bidgoli  (2002).Electronic commerce.  Acadmic  press.  Ed.  California:USA
  6. Jain, P. M. (2006). E-payments and E-Banking. Indian Banker, March. pp. 108-113.
  7. Jin. Rui and Sharon  A. Devaney. (2005). Determinants of Debit Card Use: A Study from the Consumer’s Perspectives. Consumers Interest Annual, 51, pp. 62-70.
  8. Joseph P.T,  S.J  (2008)  An  Indian perspective,  3rdedition,  E-Commerce,  by PHI learning private limited. Delali Kumaga Dec 2010
  9. Kaur  Manjot. (2012). E-Commerce,  Kalyani Publcation, New Delhi
  10. Lngram and Pugn. (1981). EFT and Bank Cards: Household Attitudes and Practices. Journal of Retail Banking. 3(4), pp. 45-51.
  11. Madan, Sushila (2013). E-Commerce, Mayur Paperbacks. P.4.4-4.35.
  12. Worthington, Steve. (1992) Plastic Cards and Consumer Credit. International Journal of Retail Distribution Management
  13. Worthington, Steve. (1994). Retailer Aspirations in Plastic Card and Payment Systems- An International Comparison. Journal of Retailing and Consumer Services, Vol. 1(I), July, pp. 30-39.
  14. Worthington, Steve. (1995). The Cashless Society. International Journal for Retail and Distribution Management. 23(7), pp. 31-40.
  15. http://kamrup.nic.in/admfr.htm
  16. http://www.joiaaiaxom.com/assam/kamrup-rural-15.html
  17. https://www.rbi.org.in/scripts/AnnualReportPublications.aspx?Id=1155#
  18. https://www.rbi.org.in/scripts/PaymentSystems_UM.aspx

*Contents are provided by Authors of articles. Please contact us if you having any query.






Bank Details