International Research journal of Management Science and Technology

  ISSN 2250 - 1959 (online) ISSN 2348 - 9367 (Print) New DOI : 10.32804/IRJMST

Impact Factor* - 6.2311


**Need Help in Content editing, Data Analysis.

Research Gateway

Adv For Editing Content

   No of Download : 222    Submit Your Rating     Cite This   Download        Certificate

PROBLEMS OF MICRO- CREDIT FACED BY WOMEN IN MICRO BUSINESSES IN ADAMA CITY, ETHIOPIA

    2 Author(s):  PAGADALA SUGANDHA DEVI, DR. ATSEDE ASSEFA MEKURIA

Vol -  8, Issue- 5 ,         Page(s) : 46 - 52  (2017 ) DOI : https://doi.org/10.32804/IRJMST

Abstract

The basic objective of this study is to examine constraints barring Ethiopian women in micro businesses from accessing credit and highlight the alternative measures they resort to in order to over come such constraints. In order to carry out this study a sample of 152 respondents was selected from Adama city by using snowball technique of sampling. This study is based only on primary data sources. In-depth interview method is used to collect data from the sample respondent women in micro businesses. Data collected from in- depth interviews was grouped, and analyzed and the major conclusion of this study are that the major constraints barring women from accessing micro credit are grouped around four main categories i.e., Personal constraints in approaching micro credit, Socio –cultural constraints ,

1. Misango, S. B. (2013). Do Women Entrepreneurs Play a Role in Reducing Poverty? ACase in Kenya. International Review of Management and Business Research, 2 (1), 89-10
2. Zahra, N. (2013). Implications of Demographic Antecedents in Determining the Motivational Drives among Women Entrepreneurs: A Case Study of Women Entrepreneurs Venturing in Lahore, Pakistan. Asian Journal of Business Management, 5 (1), 163-173
3. Nnamdi O. Madichie Anayo D. Nkamnebe, (2010),"Micro-credit for microenterprises?", Gender in Management: An International Journal, Vol. 25 Iss 4 pp. 301 – 319 
4. Reta, G. (2000), “Women and micro finance: the case of women fuel wood carriers in Addis Ababa”, MA thesis, Addis Ababa University, Addis Ababa
5. Robinson, M. (2001), The Microfinance Revolution: Sustaining Finance for the Poor, World Bank and Open Society Institute, Washington, DC
6. Nkamnebe, A.D. (2005), “Furthering peace and prosperity in Sub-Saharan Africa: the marketing perspectives”, International Journal of Applied Management, Winter Edition, pp. 1-12
7. Daphne Halkias, Chinedum Nwajiuba, Nicholas Harkiolakis, Sylva M. Caracatsanis, (2011) "Challenges facing women entrepreneurs in Nigeria", Management Research Review, Vol. 34 Iss: 2, pp.221 - 235
8. BusinessDay (2008), “Poverty alleviation and micro finance: can Nigeria learn from India?”,available at: www.businessday.org (accessed 30 May 2008).
9. Morris, G. and Barnes, C. (2005), “An assessment of the impact of microfinance”, Journal of Microfinance, Vol. 7 No. 1, pp. 40-54.

*Contents are provided by Authors of articles. Please contact us if you having any query.






Bank Details