International Research journal of Management Science and Technology
ISSN 2250 - 1959 (online) ISSN 2348 - 9367 (Print) New DOI : 10.32804/IRJMST
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EXIM BANK – A COMPARATIVE ANALYSIS OF PRE-REFORM AND POST-REFORM PERIOD
1 Author(s): LAXMI NARAYAN
Vol - 1, Issue- 1 , Page(s) : 59 - 69 (2010 ) DOI : https://doi.org/10.32804/IRJMST
The paper analysed the performance of EXIM bank during pre-reform period and compared it with its performance in post-reform period. Using data from EXIM Bank’s Annual Report, we compared various measures of performance of EXIM Bank trade promotion activities. The comparisons of growth rates of EXIM bank financing during pre-reform period and post-reform period revealed that the growth rate of export financing during the post reform period is significantly higher than pre-reform period. The liberalisation measures have not significantly altered the composition of EXIM bank finance in term of funded and non-funded assistance. The average share of funded finance in total finance for post-liberalisation period is slightly lower than the pre-liberalisation period. EXIM bank was not able to meet the increasing demand of export financing in the initial decade of liberalisation period. The share of EXIM bank credit to exporters in total export credits by all banks has shown declining trend during the post-reform period. We found that policy changes after 1991-92 have resulted into some changes in the direction of flow of assistance to different regions. Likewise, the significant changes were observed in the sectoral distribution of export financing help by EXIM bank after introduction of Economic reforms in the country. The financial performance of the EXIM bank during both periods was also analysed. No definite trend was observed in the movement of its Capital Assets Ratio and for the period prior to liberalization, the average Capital Assets Ratio was 20.22 percent. Paper found that profitability of the bank have increased during post-liberalisation period.