1. Ahmad, Mudasir And Bhat, A. S. (2013) “An Economic Analysis of Micro, Small and Medium Enterprises (MSMEs) in Jammu and Kashmir” Indian Streams Research Journal, 3(11), 1-6.
2. Anjum, Darakhshan (2011) “Rural Entrepreneurship in Jammu and Kashmir: Opportunities and Challenges” International Journal of Research in Commerce, Economics & Management, 1(4), 105-110.
3. Mansoor, Ahmad Dar (2013) “Socio-Economic Potential of Handicraft Industry in Jammu and Kashmir: Opportunities and Challenges” Abhinav International Monthly Refereed Journal of Research in Management & Technology, 2(7), 20-28.
4. Gupta, Sameer (2012) “A Critical Analysis of Policy Framework for MSMEs in Jammu and Kashmir State” ACADEMICIA: An International Multidisciplinary Research Journal, 2(9), 136-158
5. Report of Prime Minister’s Task Force on Micro, Small and Medium Enterprises Government of India, January 2010.
6. MSME Annual Report 2011-12.
7. www.msmedijammu.gov.in, Micro Small and Medium Enterprise Development Institute.
8. www.jkindustriescommerce.nic.in, Industry and Commerce Department.
9. www.dcmsme.gov.in, Micro Small and Medium Enterprise.
10. www.sidbi.in, Small Industries Development Bank of India.
11. www.rbi.org.in, Reserve Bank of India.