The need for mobile payments created new companies such as Paytm and Mobikwik. Debit cards were largely used to withdraw cash from ATMs before to 2016. Due to increased debit card usage, the amount of debit card payments received by businesses grew considerably the following year. The portal accepts NPCI bills (Bharat Bill Payment System). Modern payment technology is required. This is because India is cashless. Many Indians now utilise electronic payments. Making money online increasingly takes effort. Cards are accepted. Since 2000, it's doubled. Many people use phones and tablets. New mobile wallets it advocated cashless India. Slow demonetization drew fire. People were advised to become paperless. E-wallets mostly replaced bank accounts. Security issues will drive future mobile wallet demand. People rely more on government programmes. Consumers will use new payment methods.